TreePro™

NIP’s TreePro insurance program has been insuring tree professionals for over 20 years and is the largest program of its kind. It’s a multi-line Package that provides better coverage and value than standard products. Our approach to tree care is exceptional, with specialized coverage, risk control, and claims management. We can handle crane and boom exposures and snow and ice removal that many of our competitors simply ignore.

The TreePro Team

Program Highlights

  • 20 years of Green Industry experience
  • AM Best A Rated (Excellent) Carrier (Financial Size XIII)
  • Competitive Rates
  • Superior Customer Service
  • Green Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment

Eligible Exposures

  • Tree Pruning & Removal
  • Tree Spraying
  • Plant Health Care
  • Landscape Gardening
  • Lawn Care
  • Irrigation (Sprinkler) Installation
  • Snow & Ice Removal
  • Subcontracted Work

Ineligible Exposures:

  • Logging Operations and Lumberyards
  • 100% Green Waste Recycling Operations
  • 100% Consulting Work
  • Contractors providing work within New York City’s 5 Boroughs

Minimum Package Premium

  • $10,000

Lines of Business

  • General Liability (limits up to $1M per occurrence/$2M aggregate)
  • Auto Liability (limits up to $1M per occurrence)
  • Property
  • Inland Marine
  • Umbrella Liability (limits up to $5M)
  • Crime
  • Workers’ Compensation (Minimum Premium of $10,000)

Special Coverages

  • Errors & Omissions
  • Pesticide & Herbicide Applicator Coverage
  • Limited job site pollution
  • Custom Coverage for bucket trucks, cranes, and tub grinders
  • Auto Pollution Broadened Coverage

Submission Requirements

  • Completed and signed ACORD applications and NIP TreePro Supplemental
  • Complete description of operations
  • FEIN
  • 4 years of currently valued, hard copy loss runs for all lines of business being requested
  • MVRs for all drivers of company vehicles (if auto coverage requested)
  • Workers Compensation: Description of safety initiatives, hiring practices, return-to-work and drug testing programs; Experience Modification Worksheet and 3-5 year history (if available)
NIP Group, Inc. 900 Route 9 North | Suite 503 | Woodbridge, NJ 07095-1003 | 800.446.7647