SignagePro®
NIP Programs is pleased to present a new specialty insurance program designed specifically to service the Sign and Display Industry – SignagePro®. This program is one of the most comprehensive insurance programs available for Sign, Display and Awning Manufacturing, Installation and Servicing companies nationwide.
Program Highlights
- AM Best A Rated (Excellent) Carrier (Company Size XV)
- Competitive Rates
- Superior Customer Service
Eligible Exposures
- Sign Manufacturers
- Sign installation
- Outdoor Advertising
- Sign Shops
- Awning shops
[75% of payroll must be within these classes.]
Ineligible Exposures:
- Risks working in NYC’s 5 boroughs or performing work in excess of 6 feet in the state of New York.
- Risks working in Cook County, IL.
Lines of Business
- General Liability (limits up to $1M per occurrence/$2M aggregate)
- Product Liability (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence)
- Property / Inland Marine (limits up to $500K)
- Workers’ Compensation (Statutory Limits)
- Umbrella Liability (limits up to $10M)
- Limited Pollution Liability Extension Endorsement
- Garage Keeper’s Liability
Special Coverages
- Printers Errors & Omissions Liability Coverage
- Liability coverage for truck-mounted cranes and installation
- AD&D coverage (limits up to $100,000)
- GL Amendatory Endorsement
- Additional Insured – Required by Written Contract
- Per Project Aggregate
- Primary Wording and Waiver of Subrogation available
- Employee Benefits Liability
- Enhanced Building and Personal Property Forms
- Additional Coverages: Computer Equipment ($250,000); Media, Electronic Data & Programs ($100,000)
- Coverage Extensions: Accounts Receivable Records ($100,000); Personal Effects and Property of Others ($25,000); Property off Premises ($50,000); Off Premise Utility Failure – Property Damage ($100,000)
Minimum Premium
- $1000 GL
Submission Requirements
- Completed and signed ACORD applications and NIP SignagePro Supplemental
- Complete description of operations
- 3 years plus 1 current year of currently valued, hard copy loss runs for all lines of business being requested
- MVRs for all drivers of company vehicles (if auto coverage requested)
- Workers Compensation: Description of safety initiatives, hiring practices, return-to-work and drug testing programs; Experience Modification Worksheet and 3-5 year history (if available)
