NIP Programs can obtain great rates for wall and ceiling contractors with SheetrockPro. SheetrockPro provides all-lines coverage and many coverage enhancements tailored specifically to the insurance needs of wall and ceiling contractors. The program is underwritten by an A.M. Best “A Rated” carrier. SheetrockPro offers competitive package pricing for businesses of all sizes, with minimum premiums as low as $25,000.

Program Highlights

  • A.M. Best “A Rated” (Excellent, Financial Size XIII) Carrier
  • ISO-Based Program
  • Competitive Rates
  • Superior Customer Service

Eligible States

  • Eligible States: Program is admitted in all states and can currently be written in 45 states (Exceptions: AK, HI, ID, MT, and NYC’s 5 Boroughs)

Ineligible Exposures

  • Accounts subcontracting more than 40% of their work
  • Environmental remediation / abatement contractors
  • RESIDENTIAL NEW CONSTRUCTION (incidental will be considered)
  • USL&H

Minimum Package Premium

  • $25,000

Lines of Business

  • General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
  • Auto Liability & Physical Damage ($1M combined single limit)
  • Property (limits up to $3M total insured value)
  • Inland Marine (limits up to $3M)
  • Umbrella Liability
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Blanket additional insured
  • Per project aggregate
  • Blanket waiver of rights
  • Employee benefits liability
  • Limited jobsite pollution liability
  • Contractor’s GL  Enhancement Endorsement (Available)
  • Property Enhancement Endorsement (Available)
  • Auto Enhancement Endorsement (Available)
  • Primary and Non-Contributory (available)

Submission Requirements

  • Completed and signed ACORD applications and NIP SheetrockPro Supplemental
  • FEIN number
  • Complete description of operations
  • 3 years plus 1 current year of currently valued, hard copy loss runs for all lines of business being requested
  • MVRs for all drivers of company vehicles (if auto coverage requested)
  • Workers Compensation: Description of safety initiatives, hiring practices, return-to-work and drug testing programs; Experience Modification Worksheet and 3-5 year history (if available)
NIP Group, Inc. 900 Route 9 North | Suite 503 | Woodbridge, NJ 07095-1003 | 800.446.7647