NIP Programs is pleased to present a customized insurance program for painting and paperhanging contractors – PaintingPro This program provides comprehensive coverage for residential and commercial painting and paperhanging contractors.  PaintingPro offers competitive package pricing for businesses of all sizes, with minimum premiums as low as $25,000.

Program Highlights

  • A.M. Best “A Rated” (Excellent, Financial Size XIII) Carrier
  • ISO-Based Program
  • Competitive Rates
  • Superior Customer Service

Eligible States

  • Eligible States: Program is admitted in all states and can currently be written in 45 states (Exceptions: AK, HI, ID, MT, and NYC’s 5 Boroughs)

Ineligible Exposures

  • Accounts subcontracting more than 40% of their work
  • Environmental remediation / abatement contractors
  • USL&H
  • EIFS (Exterior Insulation Finish Systems)

 Minimum Package Premium

  • $25,000

Lines of Business

  • General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
  • Auto Liability & Physical Damage ($1M combined single limit)
  • Property (limits up to $3M total insured value)
  • Inland Marine (limits up to $3M)
  • Umbrella Liability
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Blanket additional insured
  • Per project aggregate
  • Blanket waiver of rights
  • Employee benefits liability
  • Limited jobsite pollution liability
  • Contractor’s Enhancement Endorsement (available)
  • Property Enhancement Endorsement (available)
  • Auto Enhancement Endorsement (available)
  • Primary and Non-Contributory (available)

Submission Requirements

  • Completed and signed ACORD applications and NIP PaintingPro Supplemental
  • FEIN number
  • Complete description of operations
  • 3 years plus 1 current year of currently valued, hard copy loss runs for all lines of business being requested
  • MVRs for all drivers of company vehicles (if auto coverage requested)
  • Workers Compensation: Description of safety initiatives, hiring practices, return-to-work and drug testing programs; Experience Modification Worksheet and 3-5 year history (if available)
NIP Group, Inc. 900 Route 9 North | Suite 503 | Woodbridge, NJ 07095-1003 | 800.446.7647