MaintenancePro®

NIP Programs is pleased to present a customized insurance program for the facility cleaning and maintenance services industry – MaintenancePro®. This program provides comprehensive coverage to accounts that fall primarily into the janitorial and light maintenance segments of the industry, including both commercial and residential cleaning and maintenance.

Program Highlights

• AM Best A Rated (Excellent) Carrier (Company Size XV)
• Competitive Rates
• Superior Customer Service

Eligible Exposures

• Janitorial services
• Indoor and outdoor maintenance
• Window cleaning
• Carpet and upholstery cleaners

Ineligible Exposures

• High tech clean rooms
• Pest Control Services
• Exterior Window Cleaning over 3 Stories
• HVAC Maintenance
• Healthcare Facility Maintenance that involves bio waste
• Industrial Equipment
• Refineries or Petrochemical Facilities
• Snow and Ice removal (incidental exposure may be acceptable).

Lines of Business

• General Liability – Premises and Operations (limits up to $1M per occurrence, $2M aggregate)
• Product Liability (limits up to $1M)
• Auto Liability (limits up to $1M CSL)
• Property
• Inland Marine
• Crime Coverage
• Umbrella Liability (limits up to $25M)
• Workers’ Compensation (Statutory Limits)

Special Coverages

• ISO Janitorial Services Endorsement
  • Employee Dishonesty – Client’s property
  • Client’s Loss of Use Resulting from Employee Theft
  • Lost Key and Lock Replacement Coverage
  • Property Damage to Client’s Property caused by Insured’s Work
  • Property Coverage (first party) for Client’s Personal Property in
    care, custody or control of insured
  • Your Work Coverage – Reimbursement to Insured (reasonable
    expenses)
• Limited Pollution Coverage – Including cleanup (limits up to $300K)
• Blanket additional insured
• Business Income – Dependent Properties

Minimum Premium

• Monoline GL: $1,000
• GL and Auto: $2,500

Submission Requirements

• Completed and signed ACORD applications and NIP MaintenancePro Supplemental
• Complete description of operations
• 3 years plus 1 current year of currently valued, hard copy loss runs for all lines of business being requested
• MVRs for all drivers of company vehicles (if auto coverage requested)
• Workers Compensation: Description of safety initiatives, hiring practices, return-to-work and drug testing programs; Experience Modification Worksheet and 3-5 year history (if available)