MaintenancePro®
NIP Programs is pleased to present a customized insurance program for the facility cleaning and maintenance services industry – MaintenancePro®. This program provides comprehensive coverage to accounts that fall primarily into the janitorial and light maintenance segments of the industry, including both commercial and residential cleaning and maintenance.
Program Highlights
- AM Best A Rated (Excellent) Carrier (Company Size XV)
- Minimum Premium – Monoline GL: $1,000; GL and Auto: $2,500
- Competitive Rates
- Superior Customer Service
Eligible Exposures:
- Janitorial services
- Indoor and outdoor maintenance
- Window cleaning
- Carpet and upholstery cleaners
Ineligible Exposures:
- High tech clean rooms
- Pest Control Services
- Exterior Window Cleaning over 3 Stories
- HVAC Maintenance
- Healthcare Facility Maintenance that involves bio waste
- Industrial Equipment
- Refineries or Petrochemical Facilities
- Snow and Ice removal (incidental exposure may be acceptable).
Coverage Options:
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M aggregate)
- Product Liability (limits up to $1M)
- Auto Liability (limits up to $1M CSL)
- Property
- Inland Marine
- Crime Coverage
- Umbrella Liability (limits up to $25M)
- Workers’ Compensation (Statutory Limits)
Special Coverages:
- ISO Janitorial Services Endorsement
- Employee Dishonesty – Client’s property
- Client’s Loss of Use Resulting from Employee Theft
- Lost Key and Lock Replacement Coverage
- Property Damage to Client’s Property caused by Insured’s Work
- Property Coverage (first party) for Client’s Personal Property in
care, custody or control of insured - Your Work Coverage – Reimbursement to Insured (reasonable
expenses)
- Limited Pollution Coverage – Including cleanup (limits up to $300K)
- Blanket additional insured
- Business Income – Dependent Properties
