MaintenancePro®

NIP Programs is pleased to present a customized insurance program for the facility cleaning and maintenance services industry – MaintenancePro®. This program provides comprehensive coverage to accounts that fall primarily into the janitorial and light maintenance segments of the industry, including both commercial and residential cleaning and maintenance.

Program Highlights

  • AM Best A Rated (Excellent) Carrier (Company Size XV)
  • Competitive Rates
  • Superior Customer Service

Eligible Exposures

  • Janitorial services
  • Indoor and outdoor maintenance
  • Window cleaning
  • Carpet and upholstery cleaners

Ineligible Exposures

  • High tech clean rooms
  • Pest Control Services
  • Exterior Window Cleaning over 3 Stories
  • HVAC Maintenance
  • Healthcare Facility Maintenance that involves bio waste
  • Industrial Equipment
  • Refineries or Petrochemical Facilities
  • Snow and Ice removal (incidental exposure may be acceptable).

Minimum Package Premium

  • $1000

Lines of Business

  • General Liability – Premises and Operations (limits up to $1M per occurrence, $2M aggregate)
  • Product Liability (limits up to $1M)
  • Auto Liability (limits up to $1M CSL)
  • Property
  • Inland Marine
  • Crime Coverage
  • Umbrella Liability (limits up to $25M)
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • ISO Janitorial Services Endorsement
    • Employee Dishonesty – Client’s property
    • Client’s Loss of Use Resulting from Employee Theft
    • Lost Key and Lock Replacement Coverage
    • Property Damage to Client’s Property caused by Insured’s Work
    • Property Coverage (first party) for Client’s Personal Property in
      care, custody or control of insured
    • Your Work Coverage – Reimbursement to Insured (reasonable
      expenses)
  • Limited Pollution Coverage – Including cleanup (limits up to $300K)
  • Blanket additional insured
  • Business Income – Dependent Properties

Submission Requirements

  • Completed and signed ACORD applications and NIP MaintenancePro Supplemental
  • Complete description of operations
  • 3 years plus 1 current year of currently valued, hard copy loss runs for all lines of business being requested
  • MVRs for all drivers of company vehicles (if auto coverage requested)
  • Workers Compensation: Description of safety initiatives, hiring practices, return-to-work and drug testing programs; Experience Modification Worksheet and 3-5 year history (if available)
NIP Group, Inc. 900 Route 9 North | Suite 503 | Woodbridge, NJ 07095-1003 | 800.446.7647