LightScapePro™ is designed specifically for contractors who work with outdoor lighting systems. This comprehensive program is structured to meet the unique risks faced by low voltage outdoor lighting system design and installation risks with the broadest coverage portfolio and specialized coverages that fill gaps left by other programs. The program offers competitive pricing for businesses of all sizes, from small contractors (with minimum premiums as low as $25,000) to larger operations. We provide your clients with the coverage they need, at a price they’ll appreciate!

Program Highlights

  • A.M. Best “A Rated” (Excellent, Financial Size X) Admitted Carrier
  • Competitive Rates
  • Attractive Commissions
  • Exceptional Customer Service

Eligible Exposures

  • 50% or more outdoor lighting installation
  • Installation/Construction including: outdoor lighting, related landscape installation and maintenance, irrigation installation and maintenance and holiday lighting
  • Eligible States: Program is admitted in all states and can currently be written in 45 states (Exceptions: AK, HI, ID, ND, MT, and NYC’s 5 Boroughs)

Lines of Business

  • General Liability ($1M per occurrence/$2M aggregate)
  • Business Auto Liability ($1M combined single limit)
  • Property
  • Inland Marine
  • Umbrella Liability
  • Crime
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Pesticide or Herbicide Applicator Coverage
  • Limited Pollution Liability Extension Endorsement

Minimum Package Premium

  • $25,000 GL

Submission Requirements

  • ACORD Application (125 & 130), LightScapePro Supplemental Questionnaire
  • Complete description of operations (include brochures or website when available)
  • 3 years plus 1 current year of currently valued, hard copy loss runs for all lines of business being requested
  • Current driver list and MVRs
  • Workers Compensation: Description of safety initiatives, hiring practices, return-to-work and drug testing programs; Experience Modification Worksheet and 3-5 year history (if available)
NIP Group, Inc. 900 Route 9 North | Suite 503 | Woodbridge, NJ 07095-1003 | 800.446.7647