LawnCareProTM is structured to meet the unique risks faced by applicators of lawn and tree pesticides; herbicides; and fertilizers. With the broadest portfolio of specialized coverages, LawnCarePro fills gaps left by other insurance programs.

Program Highlights

  • A.M. Best “A Rated” (Excellent, Financial Size XIII) Admitted Carrier
  • Competitive Rates
  • Exceptional Customer Service
  • Green Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment

Eligible Exposures

  • Classes with 25% (or greater) application of lawn and tree pesticides, herbicides, and fertilizers

Minimum Package Premium

  • $10,000

Lines of Business

  • General Liability ($1M per occurrence/$2M aggregate)
  • Business Auto Liability ($1M combined single limit)
  • Property
  • Inland Marine
  • Umbrella Liability
  • Crime
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Workmanship Error Endorsement
  • Pesticide or Herbicide Applicator Coverage
  • Limited Pollution Liability Extension Endorsement

Submission Requirements

  • ACORD Application (125, 126, and all other lines requiring a quote)
  • Sprayers and Applicators Supplemental Questionnaire
  • Complete description of operations (include brochures and/or website links when available)
  • Four years of company-generated currently-valued loss runs
  • Current list of drivers and MVRs
  • Material Safety Data Sheets (MSDS) for chemicals applied other than Over-the-Counter chemicals
NIP Group, Inc. 900 Route 9 North | Suite 503 | Woodbridge, NJ 07095-1003 | 800.446.7647