LawnCarePro™
LawnCareProTM is structured to meet the unique risks faced by applicators of lawn and tree pesticides; herbicides; and fertilizers. With the broadest portfolio of specialized coverages, LawnCarePro fills gaps left by other insurance programs.
Program Highlights
- A.M. Best A Rated Admitted Carrier
- Competitive Rates
- Exceptional Customer Service
- Green Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
Eligible Exposures
- Classes with 25% (or greater) application of lawn and tree pesticides, herbicides, and fertilizers
Lines of Business
- General Liability ($1M per occurrence/$2M aggregate)
- Business Auto Liability ($1M combined single limit)
- Property
- Inland Marine
- Umbrella Liability
- Crime
- Workers’ Compensation (Statutory Limits)
Special Coverages
- Workmanship Error Endorsement
- Pesticide or Herbicide Applicator Coverage
- Limited Pollution Liability Extension Endorsement
Minimum Premium
- $5,000 GL
Submission Requirements
- ACORD Application (125, 126, and all other lines requiring a quote)
- Sprayers and Applicators Supplemental Questionnaire
- Complete description of operations (include brochures and/or website links when available)
- Four years of company-generated currently-valued loss runs
- Current list of drivers and MVRs
- Material Safety Data Sheets (MSDS) for chemicals applied other than Over-the-Counter chemicals
