HVACPro®
NIP Programs is pleased to present a program called HVACPro®, specifically for contractors that design, build and service heating, cooling, and ventilation systems, so we can get you the right coverage and great rates.
The program is underwritten by an AM Best A Rated carrier and provides all-lines coverage with the special coverage enhancements these HVAC contractors need, including Blanket Additional Insured, Per Project Aggregate, Blanket Waiver of Rights, Primary Non-Contributory, Completed Operations, and more.
Class Eligibility:
- AC Systems, Refrigeration Systems, Heating or HVAC Sales, Install, Service, Repair, Sheet Metal Contractors
Program Highlights:
- ISO-Based, Admitted Package Product
- AM Best A Rated (Excellent) Carrier, Company Size IX
- Highly Competitive Rates
- Superior Customer Service
Ineligible Exposures:
- Accounts subcontracting more than 40% of their work
- Accounts performing work as a General Contractor or Paper Contractor
- Accounts performing work on new tract housing and new condo projects
Coverage Options:
- Blanket Additional Insured
- Per Project Aggregate
- Blanket Waiver of Rights
- Primary Non-Contributory
- Completed Operations
- Employee Benefits Liability
- Limited Jobsite Pollution Liability


