NIP Programs is pleased to present a new specialty insurance program designed specifically to service the Glass Industry — GlassPro®. This program is one of the most comprehensive insurance programs available for glass manufacturers, dealers and installers. With a number of special coverages tailored to glass businesses and minimum premiums starting as low as $20,000, GlassPro can offer a solution where others fail.

Program Highlights

  • AM Best A Rated (Excellent) Carrier (Company Size XV)
  • Competitive Rates
  • Superior Customer Service

Eligible Exposures:

  • Glass and Glazing Contractors (Glaziers)
  • Glass Merchants
  • Glass Installers
  • New Class Eligibility: Auto Glass Repair & Installation (On and Off-Site)

[75% of payroll must be within these classes]

Ineligible Exposures:

  • Risks working in NY (Glass stores that don’t perform installation may be considered)
  • Risks working in Cook County, IL.

Minimum Package Premium

  • $10,000

Lines of Business

  • General Liability (limits up to $1M per occurrence/$2M aggregate)
  • Product Liability (limits up to $1M per occurrence/$2M aggregate)
  • Auto Liability (limits up to $1M per occurrence)
  • Property / Inland Marine (limits up to $500K)
  • Workers’ Compensation (Statutory Limits)
  • Umbrella Liability (limits up to $10M)

Special Coverages

  • AD&D Coverage (limits up to $100,000)
  • Replacement Cost for Glass Racks
  • GL Amendatory Endorsement
    • Additional Insured – Required by Written Contract
    • Per Project Aggregate
  • Waiver of Subrogation Available
  • Primary Wording Available
  • Enhanced Building and Personal Property Forms
    • Additional Coverages
      • Computer Equipment $250,000
      • Media, Electronic Data & Programs $100,000
  • Coverage Extensions
    • Accounts Receivable Records $100,000
    • Personal Effects and Property of Others $25,000
    • Property off Premises $50,000
    • Off Premise Utility Failure – Property Damage $100,000

Minimum Premium

  • $1,000 GL

Submission Requirements

  • Completed and signed ACORD applications and NIP GlassPro Supplemental
  • Complete description of operations
  • 3 years plus 1 current year of currently valued, hard copy loss runs for all lines of business being requested
  • MVRs for all drivers of company vehicles (if auto coverage requested)
  • Workers Compensation: Description of safety initiatives, hiring practices, return-to-work and drug testing programs; Experience Modification Worksheet and 3-5 year history (if available)
NIP Group, Inc. 900 Route 9 North | Suite 503 | Woodbridge, NJ 07095-1003 | 800.446.7647