GlassPro®

NIP Programs is pleased to present a new specialty insurance program designed specifically to service the Glass Industry — GlassPro®. This program is one of the most comprehensive insurance programs available for glass manufacturers, dealers and installers. With a number of special coverages tailored to glass businesses and minimum premiums starting as low as $1,000, GlassPro can offer a solution where others fail.

Program Highlights

• AM Best A Rated (Excellent) Carrier (Company Size XV)
• Competitive Rates
• Superior Customer Service

Eligible Exposures:

• Glass and Glazing Contractors (Glaziers)
• Glass Merchants
• Glass Installers
• New Class Eligibility: AutoGlass Repair & Installation (On and Off-Site)

[75% of payroll must be within these classes]

Ineligible Exposures:

• Risks working in NYC’s 5 boroughs or performing work in excess of 6 feet in the state of New York.
• Risks working in Cook County, IL.

Lines of Business

• General Liability (limits up to $1M per occurrence/$2M aggregate)
• Product Liability (limits up to $1M per occurrence/$2M aggregate)
• Auto Liability (limits up to $1M per occurrence)
• Property / Inland Marine (limits up to $500K)
• Workers’ Compensation (Statutory Limits)
• Umbrella Liability (limits up to $10M)

Special Coverages

• AD&D Coverage (limits up to $100,000)
• Replacement Cost for Glass Racks
• GL Amendatory Endorsement
  • Additional Insured – Required by Written Contract
  • Per Project Aggregate
• Waiver of Subrogation Available
• Primary Wording Available
• Enhanced Building and Personal Property Forms
  • Additional Coverages
    • Computer Equipment $250,000
    • Media, Electronic Data & Programs $100,000
• Coverage Extensions
  • Accounts Receivable Records $100,000
  • Personal Effects and Property of Others $25,000
  • Property off Premises $50,000
  • Off Premise Utility Failure – Property Damage $100,000

Minimum Premium

• $1000 GL

Submission Requirements

• Completed and signed ACORD applications and NIP GlassPro Supplemental
• Complete description of operations
• 3 years plus 1 current year of currently valued, hard copy loss runs for all lines of business being requested
• MVRs for all drivers of company vehicles (if auto coverage requested)
• Workers Compensation: Description of safety initiatives, hiring practices, return-to-work and drug testing programs; Experience Modification Worksheet and 3-5 year history (if available)